Privacy Policies
Privacy Policy
Introduction
24/7 Success (“we,” “our,” or “us”) is committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy describes how we collect, use, disclose, and safeguard your information in compliance with the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR). It applies to our website and services, including credit repair and business funding solutions. By accessing or using our services, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our website and services.
Information We Collect
We collect personal information to provide you with our services, such as credit repair and business funding. The type of information we collect may vary depending on your interaction with us.
Categories of Personal Information
Identifiers: Name, address, email, phone number, Social Security Number (SSN), or equivalent identifiers. Financial Information: Credit history, credit scores, account balances, income, and other financial data. Employment Information: Job title, employer name, salary, etc. Internet Activity: Browsing history, IP address, cookies, and usage data from our website. Other Information: Demographic details, location data, and other information necessary to deliver our services.
How We Use Your Information
We use the information we collect for the following purposes:
To provide credit repair and business funding services. To verify your identity and financial eligibility. To communicate with you about our services, updates, and offers. To improve and personalize your experience on our website. To comply with legal obligations and prevent fraud. To analyze data and trends to enhance our service offerings.
Legal Bases for Processing (GDPR)
We process personal information under the following legal bases:
Consent: When you provide explicit consent for us to process your data. Contractual Necessity: To fulfill our obligations when providing services to you. Legal Obligation: To comply with applicable laws, including financial regulations. Legitimate Interest: To pursue our legitimate business interests, such as improving services and maintaining security.
Your Rights Under CCPA
If you are a California resident, you have the following rights under the CCPA:
1. Right to Know
You have the right to request information about the personal data we collect, use, disclose, or sell. You can request details on:
The categories of personal information we collect.
The purposes for collecting or sharing your information. Third parties with whom we share your personal information.
2. Right to Delete
You have the right to request the deletion of your personal information we hold, subject to certain exceptions, such as legal or contractual obligations.
3. Right to Opt-Out of Sale
We do not sell your personal information. If this changes in the future, we will provide a clear opt-out option.
4. Right to Non-Discrimination
You have the right not to be discriminated against for exercising any of your CCPA rights. To exercise your rights under the CCPA, please contact us using the details provided at the end of this policy.
Your Rights Under GDPR
If you are a resident of the European Economic Area (EEA), you have the following rights under GDPR:
1. Right to Access
You can request a copy of the personal data we hold about you.
2. Right to Rectification
You have the right to request that we correct any inaccuracies or incomplete information we hold.
3. Right to Erasure
You have the right to request that we delete your personal data, subject to certain legal exceptions.
4. Right to Restrict Processing
You can request that we limit the processing of your personal data under specific circumstances.
5. Right to Data Portability
You can request that we transfer your personal data to another service provider in a machine-readable format.
6. Right to Object
You have the right to object to the processing of your data if it impacts your fundamental rights and freedoms.
7. Right to Withdraw Consent
You may withdraw your consent for us to process your data at any time, without affecting the lawfulness of processing based on consent before its withdrawal. To exercise your GDPR rights, please contact us using the details provided below.
Data Sharing and Disclosure
We may share your personal information with:
Service Providers: Third-party vendors who assist us in delivering our services (e.g., credit bureaus, payment processors).Business Transfers: If we are involved in a merger, acquisition, or asset sale, your personal data may be transferred. Legal Requirements: To comply with applicable laws, regulations, or legal requests, or to protect our rights and interests.
Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.
Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. When personal data is no longer needed, we will securely delete or anonymize it.
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our website. Cookies help us analyze web traffic, customize content, and improve functionality. You can control the use of cookies by adjusting your browser settings, though some features of our website may be limited.
Exercising Your Rights
To exercise your rights under CCPA or GDPR, please submit a request using the contact information below. We will verify your identity before fulfilling any requests and may ask for additional information to complete the process.
Contact Information
If you have any questions or concerns about this Privacy Policy or wish to exercise your rights, please contact us at:
24/7 Success
30 N Gould Street Sheridan WY 82801