Scared To Do Credit Repair?

We Were Too At First...

Top 5 Reasons People are Scared to Do Credit Repair

  1. Fear of Scams and Fraud:

    Many worry about being scammed by disreputable credit repair companies that take money without delivering results. This fear makes individuals hesitant to seek help. Rest assured that we are the easiest people you can work with and we will always make sure to stay in close communications about your individual progress.

  2. Lack of Knowledge: The credit repair process can be complex and intimidating. Many people don't understand how credit scores work at all, what their rights are under credit reporting laws, or how to dispute inaccuracies on their reports properly based on their unique situation. Remember, there is never any magic bullet to Credit Repair because everyone’s profile is as unique as their fingerprint. Patience is a virtue when it comes to cleaning up many past mistakes 100% depending on
    your specific profile.

  3. Embarrassment and Shame: A poor credit score can be a source of embarrassment, and some people feel ashamed to admit they need help. This emotional barrier can prevent them (you) from taking steps to improve their credit. 100% of the time we have a JUDGEMENT FREE ZONE Policy in place.

    Our team completely understands the pain of starting over and are here to guide you to a better tomorrow.

  4. Fear of Making Things Worse: There's a concern that attempting to repair credit could backfire, leading to a further decrease in credit scores or additional negative marks on their credit reports. Things outlined in our Expectations Letter are in place to keep all parties protected and growing over time.

  5. Cost Concerns: Professional credit repair services can get expensive, and individuals with financial difficulties may be hesitant to spend money on a service that they are not sure will work. We will always encourage you choose to do the best for you and your family now. Outside of the payment plans avaliable our team also believes, “You miss 100% of the shots that you do not take.”

Why It is Still a Good Idea to Invest into Credit Repair

  1. Improved Financial Opportunities: A better credit score opens up access to lower interest rates on loans and credit cards, better insurance rates, and improved chances of getting approved for rental applications or even certain jobs. Opportunities are scary, but they are very much worth it when it makes sense and you know you’ll be able to take care of yourself & your  loved ones.

  2. Correct Inaccuracies: Many credit reports contain errors that can significantly impact credit scores. Credit repair services can help identify and correct these inaccuracies, leading to an immediate boost in creditworthiness.

    Think of the possibilities if you have a stronger focus on, “What if it all works out?”

  3. Debt Management and Reduction: Credit repair often involves organizing and understanding one’s debts. This process can help individuals create a plan to manage and reduce debt more effectively, leading to better financial health overall. You know better you do better.

  4. Enhanced Financial Education: Working with a credit repair service often comes with education about credit scores, financial management, and responsible credit use. This knowledge can prevent future credit problems and promote long-term financial stability. We will recommend a few books that will help you improve your financial literacy as well as financial awareness. If you are serious about improving your financial literacy then we highly suggest you look into our suggested book recommendations for your personal improvement.

    Our Most Common Suggestions:

    1. “I will Teach You To Be Rich” - By Ramit Sethi

    2. “Rich Dad Poor Dad” - By Robert Kiyosaki 

    3. “Limitless” - By Jim Kwik

  5. Stress Reduction: Taking control of credit issues and seeing positive changes can reduce the stress and anxiety associated with poor credit. This improved peace of mind can have positive effects on overall well-being and quality of life. Having less on your plate so you can focus on building your business is important to us too.

  6. Tax Write-Off: Most do not realize that paying for a credit repair is a complete tax write-off due to seeking to improve yourself and your business. We will always encourage after your business is making more than $10k a month or has aquired more than $50k in funding, then please seek a professional CPA to help you organize expenses at the bear minimum. If needed, we are also connected to tax professionals that can help you understand how to write-off many many business expenses.